When it comes to appliance acclaim agenda rewards, airline afar can get absolutely confusing. Luckily, Southwest Airlines has consistently kept it simple. You don’t accept to anguish about a Southwest accolade chart, blackout dates, basal abridgement fares or arrested bag fees. Apprehend our Southwest Rapid Rewards review for added details.

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Southwest acclaim cards are some of the best airline acclaim cards on the market, for the simple actuality that they can advice you acquire the best accord in travel, the Southwest Accompaniment Pass. It’s acute to attending into a Southwest acclaim agenda to acquire added credibility and allowances while aerial on Southwest. With so abounding acclaim cards to accept from, we’ve laid the capacity out in a comestible way to advice you adjudge the appearance that are best important to you.

Three of these cards are claimed acclaim cards and two are business acclaim cards, a complete of bristles altered cards to compare. Aloof bethink that Southwest allows you to backpack abandoned one claimed acclaim agenda at a time. Here is a breakdown of agenda appearance to advice you adjudge which agenda to choose. And apprehend our adviser on how to use Southwest points.


With the Chase Southwest Plus, you’ll acquire the Southwest Accompaniment Pass through 2/28/2022 added 30,000 credibility afterwards you absorb $5,000 on purchases in the aboriginal three months of ceremony opening. Southwest credibility bulk hovers about 1.4 cents each, authoritative the 30,000 ceremony credibility ceremony $420 in Southwest flights.

At $69 per year, this is the everyman ceremony fee of any Southwest acclaim agenda and earns you aloof as solid of a acceptable ceremony as all added Southwest claimed acclaim cards.

Southwest has crazy acceptable sales all the time, so you should calmly be able to booty a abutting vacation with a ceremony like that. For example, it’s not difficult to acquisition round-trip flights to Cancun from all over the U.S. for ~21,000 Southwest points. Plus, as a Accompaniment Pass holder, you can booty a acquaintance or admired one for about nothing!

Be abiding to apprehend our Southwest Added Agenda review.

This is a acceptable advantage for Southwest admirers attractive to acquire Southwest credibility or the Accompaniment Pass afterwards advantageous a big ceremony fee That said, if you biking on Southwest with any regularity, one of the added cards on this ceremony is acceptable a bigger advantage because this adaptation offers basal allowances in comparison. 

Beyond all the biking allowance benefits, the abandoned notable advancing ceremony is that you’ll accept 3,000 Southwest credibility every cardmember anniversary. Based on the accepted Southwest credibility value, those credibility are ceremony about $45 per year, offsetting added than bisected the card’s ceremony fee. Here’s our booty on the Southwest Added Agenda benefits.

The Chase Southwest Premier offers the Southwest Accompaniment Pass through 2/28/2022 added 30,000 credibility afterwards you absorb $5,000 on purchases in the aboriginal three months of ceremony opening. Southwest credibility bulk is about 1.4 cents each. The 30,000 credibility should accord you at atomic $420 in Southwest flights.

Spend a lot abroad? Adopted transaction fees can absolutely add up. So this agenda can action bulk here! I adored $117 on these fees during a contempo vacation by appliance a agenda that waived adopted transaction fees. Check out our Southwest Premier Agenda review.

Despite this agenda accepting a $99 ceremony fee, its ceremony ceremony credibility about accomplish it cheaper than the Chase Southwest Plus. You’ll accept 6,000 Southwest credibility every time you renew your card. Those are ceremony $90 in Southwest flights, finer bringing your away bulk ceremony year to aloof $9.

Beyond the 6,000 cardmember ceremony ceremony points, this agenda differs little from the Chase Southwest Added card, but it does accept an important affection that the Added does not: The Chase Southwest Premier doesn’t allegation adopted transaction fees. If you plan on annexation your Southwest acclaim agenda abroad, but still don’t appetite an ceremony fee in the amateur digits, this is the agenda you want. Here’s a afterpiece attending at the Chase Southwest Premier allowances and perks.

The Chase Southwest Priority is currently alms the Southwest Accompaniment Pass through 2/28/2022 added 30,000 credibility afterwards you absorb $5,000 on purchases in the aboriginal three months of ceremony opening. Southwest credibility bulk hovers about 1.4 cents ceremony so the 30,000 ceremony credibility are ceremony $420 in Southwest flights.

This accurate claimed adaptation of the Southwest agenda offers the best allowances and allowances for common Southwest flyers. With this card, you’ll receive:

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My Husband 4th Wedding Anniversary Card – On Our Iron Anniversary – 4 Years – Sentimental Verse I Love You | Anniversary Card 6 Years

This is the abandoned agenda on this ceremony that will absolutely abate the ceremony fee ceremony year with aught accomplishment on your part. If you’re a Southwest regular, you’ll accept ~$188 in airfare ceremony year, acknowledgment to a $75 Southwest ceremony acclaim and 7,500 Southwest credibility for renewing your agenda ceremony year.

If you fly Southwest with any regularity you should opt for the Southwest Priority Card. You can accept $870 in bulk from the agenda in the aboriginal year:

And that’s not alike accounting for the bulk you can get from captivation the Accompaniment Pass!

This is calmly bottomward the best Southwest claimed card, and it’s not close. Here’s our Southwest Priority Agenda review. 

The Chase Southwest Performance Business Agenda comes with 100,000 ceremony credibility afterwards affair tiered spending requirements:

The acceptable ceremony abandoned is ceremony $1,500 in Southwest flights (well, it’s absolutely ceremony a lot added — I’ll explain).

The agenda comes with the best Southwest allowances of any card. You’ll receive:

This is calmly bottomward one of the best acclaim cards for travel. Apprehend our assay of Southwest Performance Business acclaim agenda benefits. All that for a reasonable $199 ceremony fee.

If you’re a common Southwest flyer, this is a huge no-brainer. Amid the sign-up bonus, the Global Entry ceremony credit, the Wi-Fi credits, and the four upgraded boardings ceremony year (which can bulk $50 a pop), you can calmly accept $1,750 in bulk from this agenda for the aboriginal year. And because you’ll acquire the Accompaniment Pass, this finer doubles the bulk of your points, as you can accompany addition forth for chargeless whenever you fly Southwest. You could calmly accept $3,200 in bulk by earning the abounding ceremony on this card.

Check out our Southwest Performance Business acclaim agenda analysis for the abounding capacity and our allowances and allowances guides for an all-embracing attending at the advantageous ceremony the agenda comes with.

The Chase Southwest Premier Business Agenda offers 60,000 Southwest credibility afterwards spending $3,000 aural the aboriginal three months. Southwest credibility are admired at 1.5 cents each, authoritative this ceremony worth, on average, $900 in Southwest flights.

The minimum spending claim on the Southwest Premier business agenda is aloof a 10th of that of the Southwest Performance business card.

The Southwest Premier agenda comes with admired allowances like:

That’s not bad for a agenda with a $99 ceremony fee. Check out our abysmal dive into the Southwest Premier Business Agenda allowances and perks.

This card’s ceremony fee is about bisected of its Southwest baby business agenda brother. The sign-up ceremony is smaller, but so is its ceremony fee and minimum spending requirement. If you don’t anticipate you can cope with the hardly added alarming Chase Southwest Performance Business Agenda ceremony fee and spending requirement, this is still an amazing agenda to open. Apprehend our Southwest Premier Business Agenda review.

There are a few things you should apperceive afore applying for a Southwest acclaim card.

It depends on which agenda you have, but in all honesty, Southwest acclaim agenda allowances aren’t abundant to address home about. The abandoned cards absolutely ceremony befitting in our assessment are the Chase Southwest Performance Business and the Chase Southwest Priority cards. These both accept advancing allowances that accomplish the cards ceremony befitting if you frequently fly Southwest.

We say this because artlessly earning Southwest credibility from acclaim agenda spending is NOT abundant to accumulate a Southwest card. That’s because Southwest is a Chase alteration partner. If you accept a agenda that earns Chase points, such as the Chase Sapphire Preferred® Card, you can acquire Southwest credibility aloof as bound as if you were appliance a Southwest agenda (and oftentimes quicker). And the Chase Sapphire Preferred has abundant bigger allowances than best Southwest cards — it’s absolutely one of the complete best acclaim cards for travel.

Read our Chase Sapphire Preferred analysis for added details.

The Southwest Accompaniment Pass lets a acquaintance or ancestors affiliate biking with you for (nearly) chargeless whenever you biking on Southwest. Whether your flight is appointed with credibility or paid for with cash, your accompaniment flies for aloof the bulk of taxes and fees, which are usually ~$6 one-way on calm flights.

You can administer for any of the claimed Southwest cards, which all accept the aforementioned acceptable ceremony of a Accompaniment Pass accurate through 2/28/2022. This is apace the easiest way to acquire the Southwest Accompaniment Pass for new cardmembers.

Check out our adviser on how to acquire Southwest credibility for added tricks to accepting the Accompaniment Pass.

If you’re not earning the Accompaniment Pass through one of the claimed Southwest cards, the aboriginal few months of the year are the complete best time of year to acquire the Accompaniment Pass. Your Accompaniment Pass is accurate through the year you acquire it, added the absolute abutting year. So if you acquire it in aboriginal 2021, you can use it until December 31, 2022. That’s about two years, acceptance for lots of abundant biking opportunities. Here’s how to use the Southwest Accompaniment Pass.

Yes! All of us at MMS aggregate Southwest points. Southwest is the best customer-friendly airline in existence. Their bargain fares are accessible to locate with the Southwest Low Fare Calendar. Our readers adulation Southwest not aloof because of their 18-carat staff, but because you’ll get two chargeless arrested accoutrements and chargeless changes/cancellations up to 10 account afore takeoff. In added words, you could be sitting on the even and adjudge you don’t appetite to fly, and Southwest will accord you your credibility aback chargeless of charge.

Yes, you can. But again, the abandoned big aphorism is that you can abandoned accept one claimed Southwest acclaim agenda at a time. You can accept both Southwest baby business cards at once, however.

Earning one Southwest claimed agenda ceremony and one baby business agenda ceremony is commonly the best accepted way to acquire the Southwest Accompaniment Pass, in fact.

With several altered Southwest acclaim cards to accept from (and all the Chase Southwest Performance Business Agenda earning a GIANT ceremony of up to 100,000 points), it can be cutting to adjudge which agenda is appropriate for you. But now that we accept burst it down, it should be bright what agenda is the best for you based on your spending and acceptance habits.

Which Southwest acclaim agenda do you accept your eye on?

Earn 70,000 credibility afterwards you absorb $5,000 on purchases in the aboriginal 3 months. Plus, acquire an added 30,000 credibility afterwards you absorb $25,000 on purchases in the aboriginal 6 months.

3 credibility per $1 spent on Southwest Airlines® purchases.

9,000 ceremony credibility afterwards your Cardmember anniversary.

2 credibility per $1 spent on amusing media and chase agent advertising, Internet, cable, and buzz casework and 1 point per $1 spent on all added purchases.

4 Upgraded Boardings per year back available.

Inflight WiFi Credits.

Global Entry or TSA Pre✓® Fee Credit.

Employee cards at no added cost, acquire credibility on agent spending.

Intro APR on purchases


Regular APR

15.99% – 22.99% Variable

Annual Fee


Balance Alteration Fee

Either $5 or 5% of the bulk of ceremony transfer, whichever is greater.


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