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There are abounding altered agency to anniversary for why Chase Ultimate Rewards is the best accepted communicable credibility currency. There’s the 5/24 rule, which incentivizes bodies to administer for Chase cards first. There’s the Chase Sapphire Preferred Card, which was the complete amateur agenda for accession new to the credibility amusement for years. There’s the actuality that Chase defines its benefit categories about broadly compared to Citi and Amex, and there’s additionally the actuality that Chase has an arrangement of admired alteration partners.

However, today’s commodity will attending at one specific breadth in which the affairs has a cogent aggressive advantage: application credibility for hotels. There are a scattering of altered agency to put your Ultimate Rewards credibility appear your abutting auberge stay, and any of them could accomplish faculty beneath the appropriate circumstances.

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Of course, to redeem Chase credibility for hotels, you accept to acquire them first. The easiest way to acquire a allusive cardinal of Ultimate Rewards credibility is by application one (or more) of the issuer’s acclaim cards. There are a few abundant sign-up bonuses currently available:

In accession to acceptable sign-up bonuses, these three cards action a acute earning arrangement for accustomed spending. The Sapphire Reserve offers 3x credibility on travel (excluding $300 biking credit) and dining purchases, while the Sapphire Preferred offers 2x credibility in those aforementioned categories. You acquire 3x credibility on the Reserve and 2x on the Preferred on up to $1,000 in anniversary grocery purchases through April 30, 2021. And you can use the Chase Sapphire Reserve’s $300 acclaim on gas and advantage through June 30, 2021.

Meanwhile, the Ink Business Preferred awards you 3x credibility on the aboriginal $150,000 in accumulated travel, shipping, telecommunications and baddest announcement purchases ceremony anniversary ceremony year. Chase additionally has its own online arcade portal, acceptance you to accession your balance alike further.

Note that if you accept any one of these three cards, you can additionally amalgamate your Ultimate Rewards credibility from cards that backpack no anniversary fee (such as the Chase Freedom Flex or Chase Freedom Unlimited).  Even admitting these cards are technically cash-back ones, accustomed one of the aloft cards allows you to finer “convert” your cash-back balance into absolutely communicable Ultimate Rewards points.

Once you’ve becoming a advantageous bulk of Ultimate Rewards points, how do you put them to use for chargeless auberge stays? Here’s a abandoned of your options.

Related: The ability of the Chase Trifecta: Sapphire Reserve, Ink Preferred and Freedom Unlimited

Chase’s abstruse access weapon is acutely the Apple of Hyatt adherence program, a 1:1 alteration partner. While best conversations about redeeming adjustable credibility for best amount centermost about airline alteration partners, Hyatt’s analytic priced accolade blueprint is a actual acute exception. You’ll acquisition sweet-spot redemptions at both the aerial and lower ends of the chart, with chargeless night awards starting from aloof 5,000 credibility per night.

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Sometimes it can be adamantine to anticipate what a 50,000-point sign-up benefit will absolutely get you, abnormally if you’re new to the credibility world. Hyatt makes it easy, as that sign-up benefit could be annual 10 nights at Chic 1 Hyatt House hotels in big cities about the world, such as Chicago, Dallas, Beijing, Kolkata and alike Bali.

Another accessible way to redeem your Hyatt credibility able-bodied aloft TPG’s 1.7 cent valuation is to attending at top-tier Chic 7 hotels. While the accolade blueprint aloft has a college coffer (Category 8), it isn’t absolutely as apocalyptic as it ability seem. This animated coffer was added to board some of the Small Affluence Hotels of the Apple (SLH) backdrop with which Hyatt started partnering in 2018. Hyatt has alike said that there are no affairs to move Hyatt branded hotels (Park Hyatt, Grand Hyatt, etc.) up to Chic 8.

There are several comfortable Park Hyatt hotels in Chic 7, and I’m a big fan of two in accurate that are complete steals at abandoned 30,000 credibility a night. These would be the Park Hyatt Sydney and Park Hyatt New York, which generally advertise for several hundred dollars a night (or more) during aiguille season. This agency your 30,000-point accretion will net you about 2.6 cents per point, aloft TPG’s appraisal of both Hyatt credibility and Chase Ultimate Rewards points.

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Finally, I’d attending adamantine at the 150 affluence resorts from SLH that accept now been chip into The Apple of Hyatt program. In some cases, 40,000 Chase credibility transferred to Hyatt could snag you a alcazar that covers bags of aboveboard anxiety in alien locales such as the Viceroy Bali or the Amani Bazaar Auberge in Zanzibar, Tanzania. We apprehend added of these resorts to be added, giving you alike added accretion spots for your Chase points.

Related: How continued do Chase Ultimate Rewards booty to transfer?

Unlike Amex and Citi, which commonly action alteration bonuses to baddest ally or alike assuredly access alteration rates, Chase has appealing abundant consistently had a 1:1 alteration arrangement for all its 10 airline and three auberge partners. You ability anticipate this is a acceptable decision, and with Hyatt, it works out in your favor.

However, abounding auberge chains accept accolade archive with abundant above (one could altercate inflated) point values. While the best you’d anytime pay for a chargeless night at a top-tier Hyatt acreage is 30,000 credibility (or 40,000 for baddest SLH properties), Marriott’s top hotels currently amount 85,000 credibility a night and will amount up to 100,000 credibility during aiguille pricing.

Generally speaking, this agency that appointment Chase Ultimate Rewards credibility to Marriott represents a cogent accident in value. TPG ethics Ultimate Rewards credibility at 2 cents ceremony and Marriott credibility at 0.8 cents each, but you could accord up alike added value. For the aforementioned cardinal of Chase credibility as a $1,000 allowance at the Park Hyatt Maldives, you could book two nights at the Courtyard Bali Nusa Dua Resort.

So does it anytime accomplish faculty to alteration Chase credibility to Marriott? With the arguments adjoin accomplishing so acutely laid out for you already, actuality are a few scenarios area it ability accomplish sense:

Related: Why I’m no best block Ultimate Rewards

For all the affidavit that appointment Ultimate Rewards credibility to Marriott is bad, appointment to IHG can be alike worse. Not abandoned do you not accept any airline alteration partners, IHG’s accolade blueprint is alike added aggrandized than Marriott’s, acceptation the aforementioned cardinal of credibility don’t get you as far. In addition, the affairs doesn’t alike broadcast a abounding chart. To analysis the rates, you charge to chase for your specific dates and see how abounding credibility you’d need.

For example, if you capital to book one night at the InterContinental Willard Washington, D.C., you’d accept to carapace out 70,000 credibility a night.

Now the InterContinental Washington D.C. is a beauteous affluence hotel, but for 70,000 Ultimate Rewards points, you could book chargeless nights at some hotels that are absolutely over the top and out of this world.

Like with Marriott, you ability acquisition amount in appointment Chase credibility to IHG to accumulate credibility from expiring or if you’re aloof abbreviate of a redemption, but it’s about consistently a bad idea.

Related: Why do Chase and TPG account altered ethics for Ultimate Rewards points?

If you’re a free-agent adventurer and not loyal to a distinct auberge chain, you ability acquisition the best amount options by booking your hotels anon through the Chase biking portal. This is abnormally accurate if you authority the Chase Sapphire Reserve, which allows you to redeem credibility for biking at a amount of 1.5 cents apiece, or the Chase Sapphire Preferred Card, which allows redemptions at 1.25 cents apiece.

The one important affair to agenda is that these bookings are agnate to those fabricated through a third-party, online biking agency: you won’t acquire auberge credibility or auberge aristocratic night credits in best cases. If you already accept aristocratic status, you ability not accept the allowances which you’re acclimated to enjoying.

That said, the ante allege for themselves, and Washington, D.C., is absolutely a abundant example. Why pay 70,000 credibility a night for the InterContinental back you can pay beneath than 27,000 instead? How about aloof over 38,000 for the Ritz-Carlton instead of the 60,000 credibility that Marriott would require?

However, agenda the amount on the Grand Hyatt Washington. As a Hyatt Chic 4 property, this acreage would crave aloof 15,000 Apple of Hyatt credibility for a chargeless night. Instead of advantageous 27,600 Chase credibility through the issuer’s portal, you can alteration 15,000 credibility to Hyatt and book an accolade break there.

You can additionally use the Chase aperture to break at bazaar and non-chain hotels, such as the abominable Watergate Auberge in DC. 16,000 credibility a night to beddy-bye in such a celebrated architecture is an complete steal.

You can additionally use this action in vacation spots like Bali, the Maldives and Hawaii to acquisition abundant apartment that you ability accept disregarded if akin your chase to auberge chains. There are affluence of markets about the apple area application credibility for hotels is hard. But alike in Huangshan, China’s alien Yellow Mountain range, the Chase aperture has affluence of options that ambit from affordable to luxurious.

Even if you’re redeeming Chase credibility for top chic hotels, you’re not activity to get the aforementioned massive accretion ethics that about appear with aboriginal or business chic flight awards. However, that doesn’t beggarly there aren’t acceptable options. One of the best uses of Ultimate Rewards credibility is appointment them to Hyatt and redeeming them at low-category or high-end properties. Outside of that, accustomed the aerial accolade ante of Marriott and IHG, you ability be bigger off attractive at bazaar backdrop (or abnegating your aristocratic benefits) by booking anon through the Chase portal.

Additional advertisement by Benét J. Wilson

Featured photo of the Nobu Auberge Marbella address of Hyatt

SPONSORED: With states reopening, adequate a meal from a restaurant no best aloof agency curbside pickup.

And back you do absorb on dining, you should use a acclaim agenda that will aerate your rewards and potentially alike account appropriate discounts. Thanks to acting agenda bonuses and changes due to coronavirus, you may alike be able to account a meal at your admired restaurant for free. 

These are the best acclaim cards for dining out, demography out, and acclimation in to aerate every meal purchase.

Editorial Disclaimer: Opinions bidding actuality are the author’s alone, not those of any bank, acclaim agenda issuer, airlines or auberge chain, and accept not been reviewed, accustomed or contrarily accustomed by any of these entities.

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